MoneyFlow

MoneyFlow is a private, offline-first way to see your whole financial life in one place — every account, your true net worth, and exactly where your money goes. No sign-up. No cloud. Your data never leaves your device.

App Store — coming soonGoogle Play — coming soon

Features

What it does

100% private & offline

Your financial data is stored and encrypted right on your device. No sign-up, no cloud, no tracking — nothing is ever uploaded.

Every account in one place

Banks, cards, cash, UPI wallets, loans, investments, gold, property and more — all your accounts together.

Your true net worth

Watch your real net worth update live as balances change, with a clean net-worth trend over time.

Money in, money out

Log income, expenses and transfers in seconds, back-date entries, and organise with categories, tags and notes.

Budgets & planning

Budgets with roll-over, a loan payoff planner, what-if projections, recurring transactions and bill reminders.

Understand your money

Reports with custom date ranges, category and tag drill-downs, and a Financial Health Score at a glance.

Screenshots

Take a look

On iPhone

MoneyFlow dashboard showing net worth and accounts overview

MoneyFlow accounts list across banks, cards, cash and investments

MoneyFlow reports with category and tag breakdowns

On iPad

MoneyFlow budgets and financial health overview on iPad

MoneyFlow reports with category and tag drill-downs on iPad

FAQ

Common questions

Is my financial data private?

Yes. MoneyFlow is 100% on-device — your data is stored and encrypted right on your iPhone. There's no sign-up, no cloud, and nothing is ever uploaded. Analytics are anonymous and opt-out, and no financial or personal information is ever collected.

Does MoneyFlow need an account or the internet?

No. There's no account, email or login — just open the app and start. MoneyFlow works fully offline because your data stays on your device.

Is MoneyFlow free?

MoneyFlow is free to download, and home-screen widgets are free for everyone. A MoneyFlow Premium subscription (monthly, yearly, or a one-time lifetime unlock) adds unlimited accounts, advanced reports, the loan payoff planner, receipt scanning, recurring transactions and more.

Is MoneyFlow available on Android?

MoneyFlow is launching on iOS first, with Android coming soon to Google Play.

Can I back up or export my data?

Yes. You get a full backup & restore that you own, plus export to CSV, Excel and PDF anytime, and an optional app lock (PIN).

MoneyFlow · Privacy Policy · Terms of Service · Support